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BP Fantasy Baseball est. 2008 (Current Champion = Ahiacitian)

True....

But now I get to follow it up with Bonilla's Contract....who has always historically kicked my ass :lol:
Yeah, that’s not happening this year. Guardians putting up 300 runs tonight and my 2 guys are 0-for-the-century but they do have several foul tips. I could lick Rosie O’Donell’s armpit and then beat my tongue with a meat tenderizer and that wouldn’t be as painful as managing this amalgamation of asswater
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Deciding When to Retire

Deciding when to retire is a tough decision. For those of you who have retired, what was the tipping point? Do you wish you had kept working longer or that you had retired earlier?

OK, you asked, so here's how it worked out for me. In 1971 I got good a job with the Federal Government and was in the Civil Service Retirement System (CSRS). Approximately 32 years later I was able to retire at the age of 55 with "full benefits". My wife was able to retire at the same time with 30 years service under the Ohio State Teachers Retirement System. Anyway, we had an opportunity to retire at a fairly young age and we took it. At no time have we ever regretted our decisions to retire. I use to run into some of the people that I worked with and they would ask "how my retirement is going?" I'd tell then "retirement isn't all that it is cracked up to be, it's so much better". I had a very good job that I liked; however, it was still "a job" and I had to come in on a regular basis per their schedule, etc.

Now we were in a good financial position, getting a pretty much a guaranteed (by the Federal Government and State of Ohio) retirement income with COLAs, no debt, owned a mortgage free house, and had a decent amount of savings. All I can say is that after 20 years of retirement it has worked out real well for us. The trick is to have something to do, so you just don't sit home bored. We both like to travel; so we have been doing that a lot. In fact, we just got back from a 29 day ocean cruise (Japan, S. Korea, Alaska, and Canada) yesterday.

I realize that everybody's situation is different. So good luck with your "when to retire" decision.

Ohio State Men's Tennis (2014/2019/2024 ITA Indoor National Champs, 20 Straight B1G Titles)

Sounds like a stud get. That's for next year though (?). Anyway, sounds like the Buckeyes are peaking at proper time. Bottom part of roster is winning, hopefully enough to pick up if top few stumble a bit. Kinda think that the doubles point (usually a given W), is up in the air at times. Not entirely certain, as our top singles guys man the doubles teams....All I really know is what I read here, so if I've not connected the dots correctly, would hope that someone would put things in proper perspective. All in all, envision a top four placement, and with a little luck on the spin, maybe bring home the trophy this year. Seems the only thing not on Ty's resume....
Re: Bottom part of roster is winning, hopefully enough to pick up if top few stumble a bit.

Check out the stats for the players so far this year.....


Nikita Filin has really been kicking ass in the #4, #5, and #6 spots as well as on the #1 doubles team! The weak link on the team may be no true dominate #1 guy like some of the players that they have had in the past like Chase Buchanan, Mikael Torpegaard, Blaze Rola, and J.J. Wolfe, etc. to name a few.
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Deciding When to Retire

Yeah, can't overestimate how important good planning is. We worked with our (fee based) planner for nearly 20-years developing our portfolio. While accumulating is important, where you accumulate your assets is equally important. Retirement / tax advantaged accounts are great, but if you have any intentions of going early, you better have plans for post-tax retirement accounts ('hero' accounts) to get you over the bridge until you can start to access that other stuff without penalty.

1000% right. At least 5 years worth in post-tax or Roth accounts so you have money to survive on while you setup a Roth-conversion ladder to free up some additional traditional retirement funds penalty-free. And ideally enough in those post-tax accounts that you can keep your income low enough to qualify for the ACA subsidies for health insurance.
Upvote 0

Deciding When to Retire

Yeah, can't overestimate how important good planning is. We worked with our (fee based) planner for nearly 20-years developing our portfolio. While accumulating is important, where you accumulate your assets is equally important. Retirement / tax advantaged accounts are great, but if you have any intentions of going early, you better have plans for post-tax retirement accounts ('hero' accounts) to get you over the bridge until you can start to access that other stuff without penalty.
For sure in most cases, although in our case with two defined benefit pensions, that wasn’t really an issue for us. The pensions won’t keep up with inflation over time (no annual cost of living increases for the first three years and minimal ones that will lag inflation thereafter), and we won’t get SS barring a fair amount of future working, but they’re enough that our retirement accounts should be able to grow untouched until we’re required to take minimum distributions, at which point income from those will make up for the decline in the real value of the pensions.
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Deciding When to Retire

If you don't have a fixed fee-only financial planner or a tight financial plan, I strongly suggest using one and making one before making the retirement leap.

Yeah, can't overestimate how important good planning is. We worked with our (fee based) planner for nearly 20-years developing our portfolio. While accumulating is important, where you accumulate your assets is equally important. Retirement / tax advantaged accounts are great, but if you have any intentions of going early, you better have plans for post-tax retirement accounts ('hero' accounts) to get you over the bridge until you can start to access that other stuff without penalty.
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LSU Tigers (official thread)

Brian Kelly Couldn't Win a Title at LSU—Why He Thinks Lane Kiffin Will

The ex-Tigers coach assessed his successor in a Wednesday interview.

On Wednesday, Kelly—currently unemployed—sat down virtually with John Brice and Blake Toppmeyer of USA Today. During that conversation, he offered interesting thoughts on his LSU successor—well-traveled former Ole Miss coach Lane Kiffin.

Kelly thinks Kiffin can do what he could not—lead LSU to a national championship

“I think so,” Kelly said when asked whether Kiffin will win a national championship with the Tigers. “Here’s why I’d say yes. I think that they have invested in NIL for him. I think they have given him the opportunity.”

Kiffin has already started to do damage on that front, nailing down (per 247Sports’s rankings) the highest-rated transfer portal class in the nation. Though it’s early, he’s making strides in 2027 recruiting as well, convincing five-star tight end Ahmad Hudson of Ruston, La., to stay in his home state on Sunday.

“There’s a lot of good things moving in that direction. The recruiting classes, they’re really in solid shape,” Kelly said. “Lane’s a really smart football coach. I think it’s in a really good place, and I believe that because there’s been an investment in that NIL, he’s going to be able to be Lane Kiffin.... he’s not going to take the 18-year-old kid and develop him all the way through the ranks, and that’s fine.”

Re: Kelly said. “Lane’s a really smart football coach....he’s not going to take the 18-year-old kid and develop him all the way through the ranks, and that’s fine.”

Just sayin': OK, why didn't Kelly just try to do what Kiffin is doing?. Apparently Kelly is conceding that Kiffin is just a smarter football coach ....:lol:
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Mizzou Tigers (official thread)

Missouri Star Ahmad Hardy Shot and Wounded at Concert in Mississippi​

The running back was an All-American for the Tigers last season.

Missouri running back Ahmad Hardy was shot and wounded early Sunday morning while attending a concert in his native Mississippi, the Tigers said in a statement.

“Ahmad Hardy was the victim of a shooting at a concert in Mississippi early Sunday morning and sustained a gunshot wound,” Missouri said. “Ahmad underwent surgery Sunday and is in stable condition.”

Per the Tigers, a timetable for a return to play—or any football activities—is unknown. ESPN’s Pete Thamel did report that “there’s optimism” that Hardy will eventually return to play.

“Ahmad is deeply loved by his teammates, coaches, friends, family and fans,” the school said. “We will continue to stand beside him and his family through this difficult time, offering our love, prayers, strength and support.”

He originally signed with Louisiana-Monroe, running for 1,351 yards and 14 touchdowns to lead the Sun Belt in 2024. After that season, he transferred to play for Missouri, where he quickly established himself as one of the SEC’s best running backs.
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2026 scUM Shenanigans, Arguments, Arrogant Twatwaffles, Emasculated Cucks, Feckless Marmots, Dirty Cheaters "Mid"chigan


HEARTBREAKING: The worst people you know just did something really smart.

I hate giving Michigan credit. It physically pains me. But the Wolverines made an incredible investment in OpenAI, putting $20 million into one of the AI lab’s earliest fundraising rounds, according to exhibits from the Elon Musk–Sam Altman litigation.

That investment could end up making Michigan an absurd amount of money.

The documents don’t fully explain the terms of the stake, but Michigan reportedly set a “target redemption amount” of $2 billion. It’s also unclear how the school would use that kind of windfall, but if Dusty May and Kyle Whittingham ever get access to some of that cash, Ross Bjork better start investing in whatever comes after AI.

Just sayin': Ain't that "the shits"?

Photo by William Mack (@williammack736) · November 19, 2025
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