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Deciding When to Retire

sparcboxbuck
Fungo Squiggly said:
It definitely is a shitshow. I'm planning on taking the leap next year at 46 and the insurance is the only part that really might fuck it up. As long as the ACA is around, I should be in pretty good shape, but if that gets scrapped.....who knows?
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My hat is off if you're doing it at 46. Congrats. The ACA genie is out of the lamp. I don't know how they try to put her back in without a huge catastrophe.
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Deciding When to Retire

Fungo Squiggly
sparcboxbuck said:
Exactly. Keeping the income to basically zero between now (55 yrs) and when the healthcare benefits hit is key. FWIW, my wife has been working with a guy who consults on people who are in our situation to help them find the right plans because, apparently like the rest of the healthcare and insurance industries... it's fucking stupid broken. If anyone is in the same sitch... let me know, I'll gladly share.
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It definitely is a shitshow. I'm planning on taking the leap next year at 46 and the insurance is the only part that really might fuck it up. As long as the ACA is around, I should be in pretty good shape, but if that gets scrapped.....who knows?
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Should semipro/college players be paid, or allowed to sell their stuff? (NIL and Revenue Sharing)

Jaxbuck
AKAK said:
On the contrary, amending your rules to match your descent into the abyss is maybe rational?
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Yeah, I guess on a certain level it is.

Maybe not in terms of survival but in terms of what is real inside the NCAA's bubble, this kind of thing probably does make a lot of sense.

Like a Titanic officers meeting to discuss the sever lack of dress code discipline since the news of the iceberg hit. You just cannot operate a ship with unpolished buttons on uniforms.
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Deciding When to Retire

sparcboxbuck
Fungo Squiggly said:
1000% right. At least 5 years worth in post-tax or Roth accounts so you have money to survive on while you setup a Roth-conversion ladder to free up some additional traditional retirement funds penalty-free. And ideally enough in those post-tax accounts that you can keep your income low enough to qualify for the ACA subsidies for health insurance.
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Exactly. Keeping the income to basically zero between now (55 yrs) and when the healthcare benefits hit is key. FWIW, my wife has been working with a guy who consults on people who are in our situation to help them find the right plans because, apparently like the rest of the healthcare and insurance industries... it's fucking stupid broken. If anyone is in the same sitch... let me know, I'll gladly share.
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2028 NJ OL Eytan D’oleo (Verbal Offer)

calibuck
Stack up enough OL cordwood, and in two-three years, hopefully someone stands out. Not a terribly unique plan, and when it works, great. When it doesn't, need a QB that can scramble. Also seems like the apparent OL studs visit tOSU, hear their pitch, and compare with what other schools have (to give?), and go elsewhere. Just may be me, but don't see the best OL guys in the portal, and if are, don't sign with tOSU.
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Home Repairs/HoneyDo List/Advice & Tips/etc.

iambrutus
decided to not replace the whole shed, have decided that I can fix what is there - me that does the work is not happy with me that makes the decisions, me can be a real asshole sometimes. that being said, shed siding replacement is happening as soon as baseball season is over in about 2 weeks. i'm debating on taking a few days off work to get it done, or just do one side per weekend for a month, idk
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Jersey / Uniform Discussion (OSU)

SEREbuckeye
ScriptOhio said:
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Ohio State has not yet announced when it will wear the uniforms, which it will pair with its standard home scarlet and away white uniforms. Ohio State is expected to bring the gray sleeve stripes back to all of its uniforms in 2026, a source told Eleven Warriors, though Monday’s announcement only confirmed that the gray sleeve stripes will be used on the all-black uniforms.
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I think it’s cool the other sports have gotten involved with adding the stripes to their uniforms and helmets (lacrosse, baseball, hockey, wrestling).

But they better not put this uniform on some noon game against a Wisconsin type team.
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Should semipro/college players be paid, or allowed to sell their stuff? (NIL and Revenue Sharing)

AKAK
Jaxbuck said:
It's hard for me to wrap my head around just how out of touch with reality the NCAA is.

The subject of organizational entropy should never be taught anywhere without using them as a case study.

It's incredible.
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On the contrary, amending your rules to match your descent into the abyss is maybe rational?
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Jersey / Uniform Discussion (OSU)

Thump
ScriptOhio said:
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Ohio State has not yet announced when it will wear the uniforms, which it will pair with its standard home scarlet and away white uniforms. Ohio State is expected to bring the gray sleeve stripes back to all of its uniforms in 2026, a source told Eleven Warriors, though Monday’s announcement only confirmed that the gray sleeve stripes will be used on the all-black uniforms.
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Only selected games.
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