Deciding When to Retire
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Exactly. Keeping the income to basically zero between now (55 yrs) and when the healthcare benefits hit is key. FWIW, my wife has been working with a guy who consults on people who are in our situation to help them find the right plans because, apparently like the rest of the healthcare and insurance industries... it's fucking stupid broken. If anyone is in the same sitch... let me know, I'll gladly share.
It definitely is a shitshow. I'm planning on taking the leap next year at 46 and the insurance is the only part that really might fuck it up. As long as the ACA is around, I should be in pretty good shape, but if that gets scrapped.....who knows?
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