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Deciding When to Retire

Zurp
So... serious questions here. And don't answer if the question is too personal. But how have you saved for retirement and when did you start?
When I was about 22, they sat me down and showed me the consequences of waiting even 5-10 years to start saving. "Start saving and investing now, and save/invest as much as you can." As a result, 25+ years later, the interest is WAY more than any contributions I make from month to month. WAY more. So I've already been telling my kids - save as much as you can, as early as you can.
I've heard people say that they can't afford it now. And I say that's bullshit - unless you plan to work until you die (not me!) then you can't afford NOT to start saving now.
Another one I heard is a guy who is planning on retiring off what he inherits from his parents. I guess that if that's your thing, then cool.
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QB1 Julian Sayin (All B1G, B1G Frosh of Year, All American, National Frosh of Year, National Champion)

RugbyBuck
RB07OSU said:
Howard was about damn perfect in deciding to run or throw. He was a decent athlete, but his decisiveness was the key. I think that can be learned, so I think Julian can get that decision making skill down. Lord knows the talent is there and he's a decent enough athlete.
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I think that's very right. Open space closes quickly. Taking it right damn now is the difference between 5-7 yds and 0-3 yards or worse. You're not, typically running past or juking defenders as a QB, at least not routinely. You're just taking the space that they've cleared. Take it, move the chains or give us a more makeable third or fourth down.
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SEC (It just means more.. even its losses are wins)

ScriptOhio
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Once upon a time, Nick Saban was 0-1 on Chickenshit Saturday.

It happened in his first season at Alabama, when the Crimson Tide fell to Louisiana-Monroe 21-14 in Tuscaloosa on the second-to-last Saturday of the season. That game - that Saturday, across the conference - was scheduled in advance and in perpetuity for all Southeastern Conference teams.

Saturday, informally known as Chickenshit Saturday, existed for one reason: ensuring no SEC contender accidentally detonated its title hopes a week before rivalry Saturday.

Alas, it has lost its utility in the current era. Yesterday the SEC announced that it would be sunsetting its annual Opportunistic Late Season Bye Week tradition beginning with the 2027 schedule.
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There are still a few Chickenshit games on week 12:

2026 SEC Schedule Week 12​

November 21
UT-Chattanooga at Alabama
Samford at Auburn
Vanderbilt at Florida
Wofford at Ole Miss
Tennessee Tech at Mississippi State
Kentucky at Missouri
Texas A&M at Oklahoma
Georgia at South Carolina
LSU at Tennessee
Arkansas at Texas

:lol:
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