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Power outage

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AKAKBUCK;1262089; said:
Sucks, but, other than $100 or $150 in food gone bad... and whatever odd expenses I have in that time, no real damage or losses. Its been much worse for others.
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Call your insurance company. When we lost power from the severe thunderstorms back at the end of July we called our insurance co (USAA) due to water damage in the basement. Found out during the call at that time that food product in the fridge/freezer is not subject to the deductible, and USAA direct deposited $350 to my wife's checking account in two or three days to cover food loss. Actually had the money on hand to replace the food before we even had power restored.

In our case, USAA simply asked for an assessment of what was lost by food groups, like $75 in frozen meats, $25 in dairy, $75 in condiments, etc ...
 
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Dryden;1262129; said:
Call your insurance company. When we lost power from the severe thunderstorms back at the end of July we called our insurance co (USAA) due to water damage in the basement. Found out during the call at that time that food product in the fridge/freezer is not subject to the deductible, and USAA direct deposited $350 to my wife's checking account in two or three days to cover food loss. Actually had the money on hand to replace the food before we even had power restored.

In our case, USAA simply asked for an assessment of what was lost by food groups, like $75 in frozen meats, $25 in dairy, $75 in condiments, etc ...
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Nice heads up.
 
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AKAKBUCK;1262132; said:
Nice heads up.
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Comes in handy. When you're throwing everything out, just itemize each thing by cost. As you've collected everything in your fridge piece by piece over the year(s) you forget how expensive some of it is when it comes time to go to the store to replace it all in one shot.

All those "refrigerate after opening" condiments add up quick: Ketchup, mayo, two types of mustard, soy sauce, worcestershire, sweet & sour, cooking wines, syrup, jellies, three bottles of salad dressing, etc ... ugh!

You may not think it at the time, but you might have over $100 just in that stuff you use once a week or even once a month.
 
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Dryden said:
Comes in handy. When you're throwing everything out, just itemize each thing by cost. As you've collected everything in your fridge piece by piece over the year(s) you forget how expensive some of it is when it comes time to go to the store to replace it all in one shot.

All those "refrigerate after opening" condiments add up quick: Ketchup, mayo, two types of mustard, soy sauce, worcestershire, sweet & sour, cooking wines, syrup, jellies, three bottles of salad dressing, etc ... ugh!

You may not think it at the time, but you might have over $100 just in that stuff you use once a week or even once a month.
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Don't forget the $200 in steaks you had stocked up in the freezer.
 
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Dryden;1262129; said:
USAA simply asked for an assessment of what was lost by food groups, like $75 in frozen meats, $25 in dairy, $75 in condiments, etc ...
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$75? Damn, that's some serious ketchup and mustard. :biggrin:
 
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Jake;1262274; said:
$75? Damn, that's some serious ketchup and mustard. :biggrin:
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"But of course!"

Maitre_D-773222.jpg
 
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Dryden;1262129; said:
Call your insurance company. When we lost power from the severe thunderstorms back at the end of July we called our insurance co (USAA) due to water damage in the basement. Found out during the call at that time that food product in the fridge/freezer is not subject to the deductible, and USAA direct deposited $350 to my wife's checking account in two or three days to cover food loss. Actually had the money on hand to replace the food before we even had power restored.

In our case, USAA simply asked for an assessment of what was lost by food groups, like $75 in frozen meats, $25 in dairy, $75 in condiments, etc ...
Click to expand...

USAA rocks :biggrin:
 
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CleveBucks;1262234; said:
Don't forget the $200 in steaks you had stocked up in the freezer.
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No lie, that's what I've got. Split 1/2 a beef with my in-laws. The stuff is frozen solid, though. The wife finally opened the freezer and saw the big pieces hadn't begun to thaw yet. The steaks did, however.


Beef, it's what's for dinner.
 
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