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Deciding When to Retire

Zurp
So... serious questions here. And don't answer if the question is too personal. But how have you saved for retirement and when did you start?
When I was about 22, they sat me down and showed me the consequences of waiting even 5-10 years to start saving. "Start saving and investing now, and save/invest as much as you can." As a result, 25+ years later, the interest is WAY more than any contributions I make from month to month. WAY more. So I've already been telling my kids - save as much as you can, as early as you can.
I've heard people say that they can't afford it now. And I say that's bullshit - unless you plan to work until you die (not me!) then you can't afford NOT to start saving now.
Another one I heard is a guy who is planning on retiring off what he inherits from his parents. I guess that if that's your thing, then cool.
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QB1 Julian Sayin (All B1G, B1G Frosh of Year, All American, National Frosh of Year, National Champion)

RugbyBuck
RB07OSU said:
Howard was about damn perfect in deciding to run or throw. He was a decent athlete, but his decisiveness was the key. I think that can be learned, so I think Julian can get that decision making skill down. Lord knows the talent is there and he's a decent enough athlete.
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I think that's very right. Open space closes quickly. Taking it right damn now is the difference between 5-7 yds and 0-3 yards or worse. You're not, typically running past or juking defenders as a QB, at least not routinely. You're just taking the space that they've cleared. Take it, move the chains or give us a more makeable third or fourth down.
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