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Deciding When to Retire

Has anyone here used DIY financial planning and retirement calculators like Boldin, Projection Lab (formerly NewRetirement), etc.? I think I am going to give one of them a go, but wanted to see if there was any feedback on them from you all first, and if so, which is most preferred.
We use Boldin which was formerly called NewRetirement. We have a planner who maintains our portfolios in her software which is NOT Boldin. The primary reason for getting this was so we could war game more easily.

I've been very satisfied with it so far. It was nice to have a tool like that for answering my own questions as opposed to running to our hourly fee-based planner.

I'd highly recommend it. That said, look for a 30-day or so limited free trial to get a feel for these tools. Ultimately, it's a LOT of work to get everything set up. You'll want to only do that once.
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Miami (FL) Hurricanes (1926-2003)

Miami star Malachi Toney emulating his game after a great former Ohio State receiver

Miami's most exciting offensive player is trying to be like this Ohio State great.

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The Ohio State football program produces great receivers every year. More than any other program, the Buckeyes produce stars year after year at that position. In fact, they have now produced a first-round receiver in each of the last five seasons after Carnell Tate was taken fourth overall in April.

That will increase to six years next season once Jeremiah Smith is drafted. They have become the standard program against which all others are judged. Now, even current players at other programs are looking to emulate former Ohio State receivers because of how good they were.

Malachi Toney tries to emulate his game after former Ohio State receiver Jaxon Smith-Njigba

While speaking on The Journey, Toney revealed that he is trying to model his game after Jaxon Smith-Njigba. Njigba was one of the best players for the Buckeyes before he went to the NFL. Toney believes that he has a lot of similarities to what JSN has to offer.
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:lol:
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WR Jeremiah Smith (All B1G, B1G Freshman of Year, B1G WR of Year, Unanimous All-American, 2025 Rose Bowl Off MVP, National Champion)

That’s the one I was talking about.

What did you think I meant? Did he catch some other big pass I am forgetting?
I‘ve always suspected you weren’t Wholly a Buckeye.
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“Hot” Takes?

I miss paper tickets to sporting events.
I started to go to OSU football games in 5th grade. 1986 season. My grandfather got the tickets, and he'd give them to my brother and me. There were 2 tickets. Not 2 tickets for each game. 2 tickets for the whole season. And at the bottom of the ticket was a spot to punch for each game. So we had to make sure to hold onto the tickets throughout the game and until we got home. I can't imagine doing that now.
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2026 scUM Shenanigans, Arguments, Arrogant Twatwaffles, Emasculated Cucks, Feckless Marmots, Dirty Cheaters "Mid"chigan

The more stuff that leaks out the more likely we end up getting to the point that the characters involved in all of this start really throwing eachother under the bus.

Looks like I picked the right day to announce my retirement. I am so fucking here for this. And bonus points for any under-bus-throwing that takes place under oath.
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