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QB/WR Terrelle Pryor ('10 Rose, '11 Sugar MVP)

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Pryor's license was suspended during a traffic stop in February because he was not carrying proof of insurance, and it's understood that suspension runs into August.
James said he wasn't clear on the status of Pryor's license.


"I can tell you he has insurance," James said. "Whether he had proof of insurance on him at the time - as you know, when you get stopped, if you don't have proof of insurance, you get cited. He probably had X number of days to show proof of insurance and he probably failed to do that."
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Maybe someone in the insurance industry can verify this, but I'm pretty sure that it's impossible to get an insurance policy while you have a suspended license and that any existing policies become null and void upon suspension of one's license and that no other policy on the vehicle (dealer, owner, mother) would cover you while driving that car while under suspension.
 
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ORD_Buckeye;1932640; said:
Maybe someone in the insurance industry can verify this, but I'm pretty sure that it's impossible to get an insurance policy while you have a suspended license and that any existing policies become null and void upon suspension of one's license and that no other policy on the vehicle (dealer, owner, mother) would cover you while driving that car while under suspension.
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If it's suspended for not having insurance, and then insurance isn't attainable while a license in suspended, isn't that a Catch-22?
 
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ORD_Buckeye;1932640; said:
Maybe someone in the insurance industry can verify this, but I'm pretty sure that it's impossible to get an insurance policy while you have a suspended license and that any existing policies become null and void upon suspension of one's license and that no other policy on the vehicle (dealer, owner, mother) would cover you while driving that car while under suspension.
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He may not be able to get a decent price but I'm sure there are plenty of high risk insurers who would be willing to write him a policy. Insurance is, after all, nothing more than risk analysis - a bet basically. It may cost him $5K/yr for coverage but I have no doubt there is a price point at which insurers would be willing to write him a policy.
 
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BB73;1932667; said:
If it's suspended for not having insurance, and then insurance isn't attainable while a license in suspended, isn't that a Catch-22?
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Not really at all. Whatever the reason for his suspension (lack of insurance in this case), he can't get insurance until his license is reinstated. That's not until August, then I'm sure that there is some form of high risk insurance that will become available to him. There's no Catch-22. He shouldn't need insurance right now because he shouldn't be driving.

Well, his lawyer is assuring everybody that he "has insurance" because he's clearly out driving that car. I say the lawyer is lying because it would be impossible for him to be insured at the moment given his license status.
 
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Moderators, please remove if you deem inappropriate.

I guess what puzzles me about this whole story regarding TP's mom and cars and insurance is what type of job does she have to afford the car that Pryor is driving and the one that she drives which is a 2004. I don't know if the 2004 is completely paid for but according to the local news story last night she is paying $300/monthly for the one car and if both of the cars are insured I am sure that she is paying a hefty premium which makes me wonder what type of job:paranoid: does she have to afford these things for herself and her son.
 
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Darkmyst;1932676; said:
He may not be able to get a decent price but I'm sure there are plenty of high risk insurers who would be willing to write him a policy. Insurance is, after all, nothing more than risk analysis - a bet basically. It may cost him $5K/yr for coverage but I have no doubt there is a price point at which insurers would be willing to write him a policy.
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Once his license is reinstated, yes. I'm saying that right now--on a currently suspended license--that nobody will write him an active policy. This shouldn't be a problem because he shouldn't be driving.
 
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ORD_Buckeye;1932694; said:
Well, his lawyer is assuring everybody that he "has insurance" because he's clearly out driving that car. I say the lawyer is lying because it would be impossible for him to be insured at the moment given his license status.
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I wonder how fast Gator will move to C'bus? :biggrin:
 
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LitlBuck;1932696; said:
Moderators, please remove if you deem inappropriate.

I guess what puzzles me about this whole story regarding TP's mom and cars and insurance is what type of job does she have to afford the car that Pryor is driving and the one that she drives which is a 2004. I don't know if the 2004 is completely paid for but according to the local news story last night she is paying $300/monthly for the one car and if both of the cars are insured I am sure that she is paying a hefty premium which makes me wonder what type of job:paranoid: does she have to afford these things for herself and her son.
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We've already covered the "it's OK if your parent is doing it, as long as you can say you don't know" angle...
 
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LitlBuck;1932696; said:
Moderators, please remove if you deem inappropriate.

I guess what puzzles me about this whole story regarding TP's mom and cars and insurance is what type of job does she have to afford the car that Pryor is driving and the one that she drives which is a 2004. I don't know if the 2004 is completely paid for but according to the local news story last night she is paying $300/monthly for the one car and if both of the cars are insured I am sure that she is paying a hefty premium which makes me wonder what type of job:paranoid: does she have to afford these things for herself and her son.
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Meh. I'm sure she could use personal debt to cover any shortages. If I knew my son was going to be drafted into the NFL, I'd sure as hell run up some serious CC debt and make him pay it off. :lol:
 
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