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QB/WR Terrelle Pryor ('10 Rose, '11 Sugar MVP)

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Dryden;1932708; said:
You CAN get insurance without a license or with a suspended license, you just have to find a carrier that will assume the risk. Not too hard to do with the Internet now.
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WOW! I stand corrected, but I guess I was being uncharacteristically naive since there's little that I put past the insurance industry when it comes to outright sleaze. One would think that states would actually prohibit the practice, which is essentially encouraging unlicensed/revoked/suspended drivers to get out onto the road.
 
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ORD_Buckeye;1932709; said:
WOW! I stand corrected, but I guess I was being uncharacteristically naive since there's little that I put past the insurance industry when it comes to outright sleaze. One would think that states would actually prohibit the practice, which is essentially encouraging unlicensed/revoked/suspended drivers to get out onto the road.
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I looked at it differently as you still need insurance on the vehicle even if you are not allowed to drive.
 
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ORD_Buckeye;1932709; said:
WOW! I stand corrected, but I guess I was being uncharacteristically naive since there's little that I put past the insurance industry when it comes to outright sleaze. One would think that states would actually prohibit the practice, which is essentially encouraging unlicensed/revoked/suspended drivers to get out onto the road.
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BMV says he needs to first obtain high-risk insurance, then bring in that proof and pay $150 to have his license reinstated.

He actually has a PA license, but that is no problem. OH & PA are in the same 44 state computer setup.
 
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Cincinnatibuck;1932715; said:
I looked at it differently as you still need insurance on the vehicle even if you are not allowed to drive.
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I believe you are 100% correct. You need the car to have insurance for liability purposes (I think to even register it to the BMV it needs insurance), with or without the driver actually being allowed to drive it.
 
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Dryden;1932708; said:
You CAN get insurance without a license or with a suspended license, you just have to find a carrier that will assume the risk. Not too hard to do with the Internet now.
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Maybe Ohio differs, but in at least some states you cannot obtain auto insurance while your license is suspended. I don't think this represents a "catch-22" because a license to drive is general, and is not attached to any particular vehicle. Whereas auto insurance is vehicle specific.

In MO, DC, NJ, CA, or MI for example, if you call an insurer to set up auto insurance, they will ask for your license number. They run that number, and if it is suspended, they will not insure you. I remember it being that way in Ohio as well, but it's been long enough that I'm not sure.
 
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zincfinger;1932727; said:
Maybe Ohio differs, but in at least some states you cannot obtain auto insurance while your license is suspended. I don't think this represents a "catch-22" because a license to drive is general, and is not attached to any particular vehicle. Whereas auto insurance is vehicle specific.

In MO, DC, NJ, CA, or MI for example, if you call an insurer to set up auto insurance, they will ask for your license number. They run that number, and if it is suspended, they will not insure you.
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Our Ohio BMV says he needs to first obtain high-risk insurance, then bring in that proof and pay $150 to have his license reinstated.

He actually has a PA license, but that is no problem. OH & PA are in the same 44 state computer setup.
 
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TGC OSU'62;1932730; said:
Our Ohio BMV says he needs to first obtain high-risk insurance, then bring in that proof and pay $150 to have his license reinstated.

He actually has a PA license, but that is no problem. OH & PA are in the same 44 state computer setup.
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It could be true, although it doesn't really make sense to me. You're allowed to have a driver's license even if you don't own a car, or have access to a car. If you don't own a car or have access to a car, you won't have auto insurance. Ergo, having a license isn't dependent on being insured. For this reason, in many states, having insurance is dependent on being licensed, but being licensed is not dependent on having insurance.

You can find people who have valid licenses but who haven't actually driven in twenty years. These people own no cars and thus have no insurance. Yet they still have valid licenses.
 
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zincfinger;1932731; said:
It could be true, although it doesn't really make sense to me. You're allowed to have a driver's license even if you don't own a car, or have access to a car.
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Lots of people in NY (and to a lesser degree, Chicago) have licenses but don't own cars. When they need one, they rent or have access to a car sharing service like zipcar. They would need to purchase coverage for the rental car to drive legally. If they wave the car rental company's insurance and are caught driving, I assume they'd face the same penalties as anyone else driving w/o insurance.

I've had business insurance policies where I paid extra for a rider that covered me for liability and damage while renting cars because I didn't own a car and didn't have standard car insurance.
 
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ORD_Buckeye;1932737; said:
Lots of people in NY (and to a lesser degree, Chicago) have licenses but don't own cars. When they need one, they rent or have access to a car sharing service like zipcar. They would need to purchase coverage for the rental car to drive legally. If they wave the car rental company's insurance and are caught driving, I assume they'd face the same penalties as anyone else driving w/o insurance.

I've had business insurance policies where I paid extra for a rider that covered me for liability and damage while renting cars because I didn't own a car and didn't have standard car insurance.
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Exactly! The insurance is for the/those specific vehicle/vehicles.
 
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I could care less about the insurance and speeding ticket stuff.



If the he is thoroughly investigated, nothing new is found, and doesn't declare for the supplamental draft, don't you have to play him if he is the best QB on the roster?

I have gone back and forth on this. I think learned my lesson with TS. I was screaming from the hiltops to kick him off the team in 2004. I'm just going to let this play out.
 
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MaliBuckeye;1932744; said:
License re-instated.
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So according to that, he had insurance at the time he was stopped, but didn't provide proof of insurance, so his license was suspended.

He was foolish to wait so long to prove it and get his license reinstated, but it seems like it's much ado about almost nothing, as far as the license/insurance thing.

If he retains eligibility, and can earn back the support of his teammates, he still needs to walk on eggshells for the remainder of his time at tOSU.
 
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