OSU_Buckguy
Head Coach
while a college player definitely has the option of taking out an insurance policy if the insurance company deems the player worthy, the policies are not inexpensive. policy premiums run on an average of about $15k for $1m for 1 1/2 years. many players' families have nothing to mortgage nor no collateral against which to take a loan. needless to say, many players and their families don't have $15k just lying around, either. even though many players face these obstacles of securing the amount for a premium, interestingly (please apply the sarcasm font), truly worthy players can often find the money for the insurance premium. banks and "banks" are often friendly.They do have insurance policies for returning players, however.
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