-
New here? Register here now for access to all the forums, download game torrents, private messages, polls, Sportsbook, etc. Plus, stay connected and follow BP on Instagram @buckeyeplanet and Facebook.
- Thread starter Golferdow01
- Start date
Upvote
0
Pretty sure the bug spray guy is the same dude who walked into a McDonald's or whatever and dumped a bag of ice in the fryer. What a piece of garbage
Upvote
0
I think he'll be in prison, so it would be sweet irony if one of the inmates did that while making a video for prison tik tok.
Upvote
0
Three tab asphalt shingles last between 15 and 30 years depending on climate and sun exposure. Manufacturers’ warranties cover hundred percent replacement for 10 years. After that, it’s prorated. I can’t imagine what this homeowner is having a problem with, other than false expectations.
Not worth watching.
For those that haven’t thought about it, insurance is a monetized version of shared risk. You put money into a pot that is available if you need to draw from it when something unforeseen damages or destroys something you want to protect. The value of the insurance policy decreases for every year that you implement it. The risk that you’re covering with insurance should be diminishing at approximately the same rate. The longer you own something, the less it’s worth. So of course, your insurance is also worth less. Too many Americans want insurance to be a cheat code for the cost of ownership. It’s just a way spread out risk over time. Your capacity for living with the possibility of losing something you value should be the determining factor in how much, or even if, you insure that object against loss.
Not worth watching.
For those that haven’t thought about it, insurance is a monetized version of shared risk. You put money into a pot that is available if you need to draw from it when something unforeseen damages or destroys something you want to protect. The value of the insurance policy decreases for every year that you implement it. The risk that you’re covering with insurance should be diminishing at approximately the same rate. The longer you own something, the less it’s worth. So of course, your insurance is also worth less. Too many Americans want insurance to be a cheat code for the cost of ownership. It’s just a way spread out risk over time. Your capacity for living with the possibility of losing something you value should be the determining factor in how much, or even if, you insure that object against loss.
Last edited:
Upvote
0
Insurance costs have obviously skyrocketed in the past few years with all of the natural disasters.
The other problem is that a lot of people have gotten “free roofs” when there have been hailstorms in the Midwest. Lots of roofing companies run around after storms to sign folks up when they don’t really need one, needlessly driving insurance costs up for all.
I know even though I haven’t had a claim in umpteen years, my rate went up 25% this year. This is only the second year in this house. Went shopping and was able to find better coverage for much less. I had to have a “Insurance Home Inspection” before they would approve the new policy. Something new they are doing now I guess.
State Farm is absolutely rated as one of the worst for paying out. So, yeah not really there for you….
Upvote
0