Very good points. I will say the free roof we got 15 years ago was pre-allocated government disaster relief money, had nothing to do with insurance.
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I needed one, there was spots with rot and water was leaking through.Insurance costs have obviously skyrocketed in the past few years with all of the natural disasters.
The other problem is that a lot of people have gotten “free roofs” when there have been hailstorms in the Midwest. Lots of roofing companies run around after storms to sign folks up when they don’t really need one, needlessly driving insurance costs up for all.
I know even though I haven’t had a claim in umpteen years, my rate went up 25% this year. This is only the second year in this house. Went shopping and was able to find better coverage for much less. I had to have a “Insurance Home Inspection” before they would approve the new policy. Something new they are doing now I guess.
State Farm is absolutely rated as one of the worst for paying out. So, yeah not really there for you….
Sure, there’s always the roofs that really need fixed. There’s also the roofing companies working to get all the business they can whether folks really need it. There were guys running all over our neighborhood last summer.I needed one, there was spots with rot and water was leaking through.
Reminds me of a plumbing visit. This young guys rolls in, there was a wet spot on the carpet and without my permission he calls water restoration to come out. He assures me my house is full of mold because of this one small leak and they're going to come in, rip down the walls and rebuild them, recarpet the house and the best thing is my homeowner's insurance will pay for it all. I told him to just fix the leak and leave. He ended up cutting an unnecessary hole in my wall and tells me I have to call restoration to get it fixed. So yes, there are people out there that work this scam.Sure, there’s always the roofs that really need fixed. There’s also the roofing companies working to get all the business they can whether folks really need it. There were guys running all over our neighborhood last summer.
That’s ballsyReminds me of a plumbing visit. This young guys rolls in, there was a wet spot on the carpet and without my permission he calls water restoration to come out. He assures me my house is full of mold because of this one small leak and they're going to come in, rip down the walls and rebuild them, recarpet the house and the best thing is my homeowner's insurance will pay for it all. I told him to just fix the leak and leave. He ended up cutting an unnecessary hole in my wall and tells me I have to call restoration to get it fixed. So yes, there are people out there that work this scam.
That’s just stupid computer system database auto reply garbage.fucking dealerships are ruthless, I paid off my vehicle Friday. Sunday afternoon I have 2 emails from the dealership I originally purchased from "your inquiry for (exact same vehicle current year) has been received". I made no such inquiry.