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Auto Insurance

Ohio Car Insurance Rates Spiked 56% in 2024. Here’s Why​

The average rate for car insurance in Ohio went up nearly 56% in the past year as insurers faced higher repair costs and increasing instances of car theft

While car insurance rates have increased across most of the U.S. in the last year, Ohio saw the country’s second-steepest rise. In 2022, drivers in the Buckeye State paid an average of $1,027 per year for full-coverage car insurance compared to $1,599 per year in 2023. That one-year increase of 55.7% adds significantly to the yearly expenditures of car-owning Ohioans and has pushed many to search for ways to lower their rates.

Why Ohio Car Insurance Got So Expensive

Though the spike in auto insurance rates has been especially pronounced in Ohio, premiums are up across almost the entire U.S. In fact, the national average rate for full-coverage auto insurance jumped 16% from 2022 to 2023. Some of the reasons for rate increases are the same factors responsible for larger national trends, while others are more specific to car insurance in Ohio.

Car Repairs Have Gotten More Expensive

Insurance companies raise rates to account for increased financial risk in the places where they operate. One of the major costs that car insurers face is paying for repairs as part of insurance claims, and these costs have gone up significantly.

Based on data from the U.S. Bureau of Labor Statistics (BLS), the cost of car repairs and maintenance ballooned by 14.2% between January 2022 and January 2023. As a result, the average payout for repair claims increased alongside it. That means auto insurers are paying far more for covered repairs with each claim, translating into large cost increases.

The Price of Cars Has Skyrocketed

Insurance companies often pay current market value for a vehicle when it gets totaled in a covered loss. As with the price of car repairs, the cost of new and used cars has seen a dramatic increase in recent years.

Between January 2021 and January 2023, the average cost of a used car increased by 24.5%, according to consumer price index (CPI) data from the BLS. This means that the value of cars that are considered total losses has gone up significantly and so, too, have their payouts. In addition, the rapid increase in used car prices means that older policies may have been set based on a lower value than the car’s worth at the time of the total loss claim.

New cars have also seen a substantial increase in cost, with the CPI for new vehicles rising by 18.7% from January 2021 to January 2023. Since some auto insurers offer policies that provide the dollar value of a new car following a total loss, the cost of fulfilling these claims has soared.

Motor Vehicle Thefts in Ohio Have Increased

Motor vehicle theft is another major source of total loss claims in the insurance industry. Unfortunately for Ohio drivers, they’re a larger factor than in many other parts of the U.S.

According to the Insurance Information Institute (III), Ohio ranks seventh in the country for motor vehicle theft. Car theft is also on the rise in the Buckeye State. In 2022, Ohio recorded 29,913 vehicle thefts — a 6% increase from 2021, when the state recorded 28,107 car thefts.

More thefts means more claims for insurers to pay out. Stolen cars often are not recovered, resulting in a total loss. But even when they’re found, these vehicles are usually damaged and in need of increasingly expensive repairs.

SERIOUS QUESTIONS: My auto insurance just went up about 50%. Do you believe that this article is factual? Did anyone else's auto insurance go up recently? Or is State Farm just screwing me over?...:mad2:

LGHL Big Ten Top 10: Texas surges to No. 1 after beating a pretty bad team, OSU remains No. 2

Big Ten Top 10: Texas surges to No. 1 after beating a pretty bad team, OSU remains No. 2
Matt Tamanini
via our friends at Land-Grant Holy Land
Visit their fantastic blog and read the full article (and so much more) here


NCAA Football: Texas-San Antonio at Texas

Scott Wachter-Imagn Images

The official SB Nation Big Ten writers poll is the only truly unbiased poll any college football fan could ever need.

AP Poll? Shmay Pee Poll! Coaches Poll? We all know that coaches don’t have time to fill out a weekly survey, let alone watch enough games to make informed choices! That’s why your friendly neighborhood Big Ten writers from across the SB Nation universe have banded together to come up with the only fair, accurate, non-biased poll in all of college football.

Every week, a writer from the 16 sites covering specific B1G schools (lowly UCLA and USC don’t have SBN sites) will submit their picks, and O Basse from Michigan State site The Only Colors will compile them into the official SBN Big Ten Writers Poll™️.

I will keep you updated on our selections here on Land-Grant Holy Land, and I will let you know how I vote every week because we believe in truth, justice, and transparency in journalism here in Buckeye Country.

There will also be a Player of the Week selected by the Big Ten writers. So, without further ado, here is the post-Week 3 SB Nation Big Ten Writers Poll.


SB Nation Big Ten Writers Poll | Week 3


My Personal Top-10 Rankings | Week 1


These rankings coincide with my Top-12 picks every week on the “No Fall Weddings” podcast in the Land-Grant Podcast Network feed, which you can subscribe to anywhere you get your favorite audio entertainment.


New episodes come out every Wednesday afternoon. “No Fall Weddings” is your one-stop-shop for everything you need to know about the Buckeyes and the rest of the college football world.


Player of the Week | Arch Manning, Texas

NCAA Football: Texas-San Antonio at Texas
Scott Wachter-Imagn Images

Ok, I get it, he’s a Manning and playing at Texas, so the eyes of the college football world were always going to be on him, but let’s pump the breaks a bit on this “Player of the Week” talk. He had a nice little game in place of the injured Heisman frontrunner against a really bad, in-state Group of Five team — no offense Roadrunners.

He went a very good 9-for-12 through the air for 223 yards and 4 touchdowns; not to mention a 53-yard rushing TD in two and a half quarters. Again, no knock on the kid or the numbers, he did what you would want from him, but if a blue-blood, Power Four quarterback did that against the No. 98 team in SP+ and then exited mid-third quarter, no one would be talking about it like it was anything other than what was expected.

Others receiving votes:

  • Cam Ward | QB, Miami
  • Travis Hunter | WR/CB, Colorado (my pick)
  • Kurtis Rourke | QB, Indiana

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LGHL Buckeyes get back to work after week off; rounding up the last news of Improvement Week

Buckeyes get back to work after week off; rounding up the last news of Improvement Week
Matt Tamanini
via our friends at Land-Grant Holy Land
Visit their fantastic blog and read the full article (and so much more) here


COLLEGE FOOTBALL: SEP 07 Western Michigan at Ohio State

Photo by Ian Johnson/Icon Sportswire via Getty Images

All the Buckeye news thats fit to re-print.

Look, we get it. Your days are busy and you don’t have time to read all of the stories and tweets from the three dozen websites dedicated to covering Ohio State athletics, or the 237 Buckeye beat writers churning out hot takes and #content on a daily basis. But that’s ok, that’s what your friends at Land-Grant Holy Land are here for.

Monday through Friday, we’ll be collecting all of the articles, tweets, features, interviews, videos, podcasts, memes, photos, and whatever else we stumble across on the interwebz and putting them in our daily “Why is this News?” article. That way, you’ll have a one-stop shop for all of the most important Buckeye news, jokes, and analysis.

You’re welcome!


For your Earholes...


Subscribe to the Land-Grant Podcast Network for all of your Ohio State needs
Matt Tamanini, Land-Grant Holy Land


Subscribe: RSS | Apple | Spotify | iHeart Radio


On the Gridiron


Ohio State opens as 38.5-point favorites over Marshall
Gene Ross, Land-Grant Holy Land

Ohio State drops to No. 3 in Week 4 Coaches Poll; doesn’t move in AP Poll
Patrick Murphy, Bucknuts

Ohio State fans want more production out of the tight ends
Matt Tamanini, Land-Grant Holy Land


Looking back at the handful of September bye weeks for Ohio State football
Brett Ludwiczak, Land-Grant Holy Land

Kayden McDonald, Arvell Reese teasing second-year breakouts for Ohio State defense (paywall)
Andy Backstrom, Lettermen Row

Kayden McDonald Emerging As Third Defensive Tackle in Buckeyes’ Rotation
Andy Anders, Eleven Warriors

10 Ohio State players we want to see more of going forward
Patrick Murphy, Bucknuts


You’re Nuts: What do you most want to see Ohio State improve during Improvement Week?
Matt Tamanini and Jami Jurich, Land-Grant Holy Land

Stock Market Report: Oregon wins big, LSU-South Carolina was a mess, K-State gets big W
Justin Golba, Land-Grant Holy Land

Marvin Harrison Jr. Scores First Two NFL Touchdowns, Catches Four Passes for 130 Yards in First Quarter of Second Game
Dan Hope, Eleven Warriors


On the Hardwood


Ohio State’s Towns joining Harvard staff as assistant coach
Adam Jardy, The Columbus Dispatch

You’re Nuts: Who will be the “surprise” team in the Big Ten this season?
Justin Golba and Connor Lemons, Land-Grant Holy Land


More than thrilled to welcome back Seth Towns '20 as an assistant coach with our program!

https://t.co/KPuIeeNhfM#GoCrimson #OneCrimson pic.twitter.com/oyU6evaBYm

— Harvard Men’s Basketball (@HarvardMBB) September 13, 2024

Outside the Shoe and Schott


Field Hockey: No. 8 Buckeyes Top No. 18 Old Dominion, Stay Unbeaten
Ohio State Athletics

Women’s Soccer: No. 20 Buckeyes Post 5th Shutout, Blank Brown 2-0
Ohio State Athletics

Women’s Soccer: No. 20 Ohio State Collects 3-0 Shutout Win at Indiana
Ohio State Athletics


And now for something completely different...


This is such a perfect joke.


"I know some of you might be expecting us to make a joke about whether The Bear is really a comedy...but in the true spirit of The Bear we will not be making any jokes"

—Eugene Levy during his #Emmys opening monologue pic.twitter.com/8XQHzcy9rc

— Spencer Althouse (@SpencerAlthouse) September 16, 2024

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LGHL Is it too early to put Jeremiah Smith on Heisman watch?

Is it too early to put Jeremiah Smith on Heisman watch?
Jami Jurich
via our friends at Land-Grant Holy Land
Visit their fantastic blog and read the full article (and so much more) here


Western Michigan v Ohio State

Photo by Jason Mowry/Getty Images

The true freshman wide receiver is already putting up numbers that compare with past finalists.

Since the Buckeyes had the week off, I’ve had a lot of time on my hands to start running through somewhat-outrageous-but-not-entirely-out-of-the-realm-of-possibility hypotheticals, this time by way of Ohio State’s freshman sensation Jeremiah Smith.

I’ve seen enough: It’s time to start talking about Smith’s Heisman prospects. Despite the Buckeyes having only played two games so far this season, the wide receiver has put up numbers that warrant being included in the conversation, no matter how unlikely it is that he’ll actually earn an invite to New York later this year.

Before Smith ever stepped onto the football field this season, the hype surrounding him was enormous, so much so that it almost felt like there had to be a catch.

Instead, in just two weeks of football, Smith has proved he’s not as good as everyone expected him to be — he’s better.

Smith, a true freshman in a wide receiving corps full of exceptional talent including Emeka Egbuka and Carnell Tate, is blowing past his more experienced counterparts, leading the team in receiving yards with 211 yards on 11 receptions, including a 70-yard touchdown catch, and averaging 19.2 yards per reception.

He’s currently second in the Big Ten in receiving yards behind only Tai Felton from Maryland. If you compare Smith’s numbers to wide receivers in the SEC (the media and voters’ favorite darling of conferences), only Ole Miss’s Tre Harris has more yards, and Haris has an extra game to his name due to the Buckeyes’ bye week.

Smith also currently ranks in the top 25 receivers in terms of yardage across all conferences, again in many cases compared to guys who have played an extra game.

Of course, we won’t really have a true understanding of what Smith can do until he faces a ranked opponent, so only time will tell how he measures up to more challenging tests and how they impact his performance and numbers. However, as it stands currently, Smith has been touted as a “once-in-a-generation” talent, and he’s looked every bit the part.

Sports analysts, and even other players, have remarked that he’s the best wide receiver in the country right now. But it takes both the finesse and some intangible magic, as well as numbers on paper to skyrocket into Heisman chatter—Smith has both.


Jeremiah Smith, you are ridiculous‼️

Watch the speed from the true freshman on this @OhioStateFB TD #B1GFootball pic.twitter.com/Pupn61dWoW

— Big Ten Network (@BigTenNetwork) September 8, 2024

To give some additional context for just how impressive Smith has looked, consider Heisman finalist (and one of the best Ohio State wide receivers in history) Marvin Harrison Jr.’s numbers after just two games last season—his Heisman finalist year.

Through two games, Marv had 178 yards on 9 receptions and two touchdowns.

Harrison finished the season with 1,211 yards and 14 touchdowns on 67 receptions, for an average of 18.1 yards per reception.

Smith is on the trajectory to put up similar numbers (though there will likely be a difference in the end-of-season stats because of the longer season).

Meanwhile, several of the players across the NCAA who were predicted to be Heisman finalists have yet to show us that caliber play. Oregon QB Dillon Gabriel put up great numbers in Week 1, but the team has struggled against mediocre opponents. He looked better this week, but he’ll need to do more than he’s currently doing to impress the committee. No. 1 Georgia quarterback Carson Beck threw for only 160 yards against Kentucky, an unranked team the Bulldogs were expected to blow out.

It’s true that the committee tends to favor quarterbacks over position players, and there are still a wealth of great quarterbacks to choose from. I also don’t think it’s likely that Smith will get an invite to New York in his freshman season (I do, however, think it’s very likely that he gets one before leaving college).

But despite all the hype, if you’d have asked me over the summer whether we’d be talking about Smith’s Heisman prospects two weeks in, I’d have laughed in your face. I thought it more likely that quarterback Will Howard would sneak into the conversation, whether or not he ultimately made the cut.

But Smith is putting up numbers that cannot be ignored, at least right now, and if he continues to do exactly what he’s been doing, business as usual? It’s probably time to start talking about it.

Continue reading...

LGHL Judkins, Henderson are looking as formidable as expected in Ohio State’s backfield

Judkins, Henderson are looking as formidable as expected in Ohio State’s backfield
Michael Citro
via our friends at Land-Grant Holy Land
Visit their fantastic blog and read the full article (and so much more) here


Syndication: The Columbus Dispatch

Adam Cairns/Columbus Dispatch / USA TODAY NETWORK

The Buckeyes’ star running backs have looked the part (as expected) through the first couple of games.

Ohio State’s opponents were already dreading having to face transfer running back Quinshon Judkins in 2024 after the former Ole Miss star declared for the Buckeyes out of the transfer portal on Jan. 9. Three days later, things went from bad to worse for the teams on the 2024 schedule when TreVeyon Henderson announced he would return for another season in Columbus, postponing his jump to the NFL.

While there were some questions as to how the duo would be used, few doubted the Buckeyes would have a formidable ground game under Offensive Coordinator Chip Kelly. In addition to the combined talent of Judkins and Henderson, the Buckeyes have solid young running backs behind them, the ability to involve wide receiver Emeka Egbuka (among others) in the run game, and a quarterback in Will Howard who can also tote the rock when called upon.

It’s still early in the season, and the competition will get much more difficult, but so far, Ohio State’s star running back tandem looks as good or better than expected, even with some early offensive line issues in the opener against Akron. The Buckeyes have run the football well, especially in Week 2 in a 56-0 win over Western Michigan. The duo have combined for an average of 147 rushing yards and 2.5 touchdowns per game through the first two weeks of the season. Those totals would be higher if either had seen much action beyond the midway point in the third quarter of either game.

Judkins leads the way through two weeks, carrying 22 times for 163 yards and three touchdowns — all team highs. Henderson is right on his tail with 18 rushing attempts for 131 yards and two scores. Both backs are averaging more than 7 yards per carry, with Judkins (7.41) slightly ahead of Henderson (7.28). Sam Williams-Dixon is the team leader in yards per carry (11.0), albeit with a small sample size of only four rushing attempts.

Kelly has yet to show a package with both of his star running backs on the field, which would surely keep defenses guessing. But the OSU offensive coordinator is already mixing things up by showing a willingness to run Judkins outside and Henderson inside. With each back showing versatility in the run game, defenses can’t assume the Buckeyes will run outside when Henderson is in and inside with Judkins in the backfield.

Further, their success has helped Howard in the passing game, with Kelly’s offense featuring plenty of run-pass option plays, keeping defenses off balance and giving future (read: tougher) opponents having to do a lot of preparation. It’s probable that Kelly still has a lot of surprises to unveil as the offensive line continues to gel — and will get Donovan Jackson back — and players get more comfortable in his system. For example, designed runs for Howard have been sparse in the opening two weeks against Mid-American Conference competition.

The Buckeyes have one more non-conference opponent to sharpen things up against before the Big Ten portion of the schedule arrives. It will be interesting to see what new wrinkles get added and how Judkins and Henderson progress as the games get more difficult.

Continue reading...

LGHL Power Two Podcast: Week 3 should be a secondary Rivalry Week every year!

Power Two Podcast: Week 3 should be a secondary Rivalry Week every year!
JordanW330
via our friends at Land-Grant Holy Land
Visit their fantastic blog and read the full article (and so much more) here


COLLEGE FOOTBALL: SEP 14 UTSA at Texas

Photo by Adam Davis/Icon Sportswire via Getty Images

Week 3 didn’t disappoint with an unofficial rivalry week, plus an Arch Manning sighting.

Welcome to a new episode of Land-Grant Podcast Network’s Power Two Podcast. On this show, we talk about Big Ten and SEC football… and everyone else. This show is for the die-hard fans and the casual college football fans.

After every week of action, we will catch you up on all the major matchups of the previous weekend and look ahead at the games, storylines, and players you should be paying attention to for the next week.

My name is Jordan Williams, and I am joined by my co-host DaNaysia Jones. Lock in as we run a power sweep through the college football landscape.



Jordan and DJ recap a pretty quiet Week 3. Quinn Ewers’ injury may inadvertently cause competition for QB1 at Texas as Arch Manning had a breakout game. Will there be a need for him to come back sooner rather than later? Florida’s coach may be the next one on the chopping block. There are already rumblings of a buyout as the Gators try to figure out how to become a winning team again.

In this week’s two-minute drill, Week 3 had so many pseudo-rivalry games. This prompts Jordan to present his brilliant idea for a midseason rivalry week. The Big Ten has so many rivalries that exist within the conference, and with conference realignment many rivalries could be reignited. Instead of doing rivalry week just at the end of the season, how fun would it be to have it between Week 2 and 3 as well?

The power rankings spark a lively discussion on certain teams’ inclusion or exclusion this early in the season. The logic really does not pan out when certain teams are still undefeated and others are not. There are also some teams that do not seem to have earned their spot except in historical contexts. Either way, it’s only Week 3, so we will see how this turns out.

In this week’s Pregame Power Sweep, we suggested these games:

  • Friday: Illinois - Nebraska
  • Noon: Kansas - WVU
  • Mid-Day: USC - Michigan & Utah - OK State
  • Primetime: Tenn - OU
  • After Dark: Kansas State - BYU.
  • Honorable Mention: SMU - TCU since it is the last iteration of the Iron Skillet on SMU’s campus.

We expect to see some great matchups next week.



If you like the show, please share it with friends and family and leave a five-star review. If you want to keep up with the show, subscribe to the Land-Grant Podcast Network Feed where new episodes drop every Monday.

You can also find Jordan’s article ‘B1G Thoughts’ on Land-Grant Holy Land.

Follow the show on YouTube: @JordanW330

Follow the podcast on Instagram: @PowerTwoPodcast

Connect with us on Twitter: Jordan: @JordanW330 and DJ:@dj_danaysia

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