Fair enough... I didn't mean to polarize our personal beliefs as the only two possibilities (and setting aside your appeals to other religions for the moment). I suppose when I said that, my assumption was "Suppose your concept of G-d as a judge is true, but you've been following the bad guy by mistake" when I asked if you were prepared to deal with the consequences.
But, the larger point maybe comes apparent when we consider your Christianity and Islam (as untasteful as that may be to you) as against my Philosophy and Buddhism (which both would provide a "second chance" for lack of a better term) a tendency is revealed... and it may be germane to the threads idea...
Both Christianity and Islam (and for our purposes, I'll just stop at those two which you identified in your post rather than try to compile some exhaustive list) we are given the following option: Believe or burn.
In both my philosophy and Buddhism (and again, limiting to just these two for our purposes here) the option is essentially: Live the best you can.
I find the former objectionable, and the latter comforting.