I guess it depends on how much 7 or 8 spots in the draft will matter to Beanie bonus wise. They're considering him a "Top 10" pick right now, lets say he's 9th. Next season he not only has no backs to compare himself to, he's definitely the best back in the country, but he also wont have to worry about the Crabtree's, McCoy's, Harrell's or even Moreno or possibly Tebow. He'll most likely be #1 or #2 next season should he stay. Would it be worth it to him to stay one more year, try for the Heisman and grab the top spot or go for the guaranteed money this year. I'm selfish so I'd rather him stay and go for it but were I in the same boat it'd be a very difficult decision.
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