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- Thread starter Gatorubet
- Start date
CleveBucks
Serenity now
kn1f3party;1891558; said:
I'll never understand why anybody has a debit card. Way too much hassle when the fraud hits, and I don't trust my bank to give me a temporary credit for the value of my account that was wiped out while I dispute the charges. At least a credit card gives you separation from your bank account and you're typically not out anything while you dispute.
And it doesn't really matter if you use it online. A waitress or cashier can just as easily get the number.
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First off whoever said things were different back in 2001 is right: back then identity theft often meant years of trying to fight banks (or law enforcement, as one friend had someone steal his identity and get arrested) with no hope of fixing anything.
I got lucky. Someone managed to get my tax forms from a former employer in Boston, while I had moved to NYC some time later (maybe 1-2 years). They attempted to file a return in my name and seek a refund. The IRS called my ex-employer who called me. At the time, about the only way to be okay after ID theft was to have the IRS on your side. This creates a "scramble" (I believe that was the word they used) and they kick ass. In the end, all I was left with was a $400 charge to a Walmart in Texas. My conversation with them was hilarious, as I had documented a call from NYC to the IRS two days prior, and was calling Walmart from NYC the day after the charge. I was like: "really, do you think I took a flight to Texas for one day to buy a freaking gun rack and come home to NYC? Really? Is that your claim? Please speak those words aloud to me and see if you can do so without laughing. Try it." They nixed my charge and fixed my credit without a hassle.
I got lucky. Someone managed to get my tax forms from a former employer in Boston, while I had moved to NYC some time later (maybe 1-2 years). They attempted to file a return in my name and seek a refund. The IRS called my ex-employer who called me. At the time, about the only way to be okay after ID theft was to have the IRS on your side. This creates a "scramble" (I believe that was the word they used) and they kick ass. In the end, all I was left with was a $400 charge to a Walmart in Texas. My conversation with them was hilarious, as I had documented a call from NYC to the IRS two days prior, and was calling Walmart from NYC the day after the charge. I was like: "really, do you think I took a flight to Texas for one day to buy a freaking gun rack and come home to NYC? Really? Is that your claim? Please speak those words aloud to me and see if you can do so without laughing. Try it." They nixed my charge and fixed my credit without a hassle.
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Gatorubet
Loathing All Things Georgia
Your gun rack will look good in Kentucky.kinch;1891647; said:In the end, all I was left with was a $400 charge to a Walmart in Texas. My conversation with them was hilarious, as I had documented a call from NYC to the IRS two days prior, and was calling Walmart from NYC the day after the charge. I was like: "really, do you think I took a flight to Texas for one day to buy a freaking gun rack and come home to NYC? Really? Is that your claim? Please speak those words aloud to me and see if you can do so without laughing. Try it." They nixed my charge and fixed my credit without a hassle.
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Gatorubet;1891650; said:
Ooooooh. I want a gun. I don't know why. I've just been wanting a firearm. I've never fired one and would only do so in super safe conditions under instruction and lock the crap out of it. I think I just want one because I can't have one where I live now. . . With the boys around though obviously this probably goes out the window. . .
Also, in case I get one, can you fit a gun rack on a Porsche or Lotus? Otherwise I'm kinda screwed. :-/
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kn1f3party
Hall of Fame
kinch;1891957; said:
I put one on my Bugatti, I'm sure you can find a way.
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Deety
Head Coach
Well, I hate you, iTunes Store.
I just had $200 worth of "allowances" for people I've never met charged to my store account. Looks like they've been having this issue for awhile, and research indicates that it is a nightmare to fix and the best thing to do is cancel affected accounts. I am hoping that is no longer the case, as everyone in the loop seems to have reacted immediately. iTunes cancelled my billing agreement, PayPal restricted my account, and the credit card connected to PayPal shut down my card pending resolution. YAY. I wonder if the PayPal payment I made to someone else this afternoon is going to bounce. YAY.
Supposedly they think it's one person doing all the hacks, yet somehow a year after the issue appeared the system hasn't been updated to fix it.
If anyone wants to take some preventive action, go into iTunes, open your account information, change payment information to "none" and change your password. From what I've seen, it is now recommended never to pay through the iTunes store - get a gift card and use that instead. Or use Amazon, which is what I've been doing anyway since we set up the BP affiliate.
I just had $200 worth of "allowances" for people I've never met charged to my store account. Looks like they've been having this issue for awhile, and research indicates that it is a nightmare to fix and the best thing to do is cancel affected accounts. I am hoping that is no longer the case, as everyone in the loop seems to have reacted immediately. iTunes cancelled my billing agreement, PayPal restricted my account, and the credit card connected to PayPal shut down my card pending resolution. YAY. I wonder if the PayPal payment I made to someone else this afternoon is going to bounce. YAY.
Supposedly they think it's one person doing all the hacks, yet somehow a year after the issue appeared the system hasn't been updated to fix it.
If anyone wants to take some preventive action, go into iTunes, open your account information, change payment information to "none" and change your password. From what I've seen, it is now recommended never to pay through the iTunes store - get a gift card and use that instead. Or use Amazon, which is what I've been doing anyway since we set up the BP affiliate.
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I just got my debit card stolen this last week via a neat little scam. They must have found enough information in my mailbox, last 4 of social and birth date to order a new debit card. The debit card was sent to my address which then they stole out of my mailbox and went on a nice quick spree. And oh yeah overdraft kicked in.
I have put additional protection on everything since this and closed debit card access on the account as it was just an account for paying things electronically.
Next step is to go check with SS to see if my number and identity have been compromised. Anyone have any experience with that?
I have put additional protection on everything since this and closed debit card access on the account as it was just an account for paying things electronically.
Next step is to go check with SS to see if my number and identity have been compromised. Anyone have any experience with that?
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ScriptOhio
Everybody is somebody else's weirdo.
Okay, folks... this is VERY important for you to know. You really need to watch this video, and then PASS it on to everyone you know.
Check your newer credit cards for the Wi-Fi Symbol on it. You need to watch the video below to really know why I sent this to you. Thought all my contacts ought to see this if you've not already seen this demo...
Check your newer credit cards for the Wi-Fi Symbol on it. You need to watch the video below to really know why I sent this to you. Thought all my contacts ought to see this if you've not already seen this demo...
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BayBuck
Buckeyes are best
Snopes weighs in:
http://www.snopes.com/fraud/identity/pickpocket.asp
Scam: Card-skimming thieves can make fraudulent purchases with information read from RFID-enabled credit cards carried in pockets and purses.
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ScriptOhio
Everybody is somebody else's weirdo.
Snopes weighs in:
http://www.snopes.com/fraud/identity/pickpocket.asp
Scam: Card-skimming thieves can make fraudulent purchases with information read from RFID-enabled credit cards carried in pockets and purses.
MIXTURE
Snopes calls the news report a scam; however, in their explanation they admit it is possible with some cards, etc.:
- Although some contactless cards can be read from as far as a few feet away, refinements to the RFID technology employed in newer cards limits their transmission range to a much smaller distance.
- Although RFID-enabled cards may have originally transmitted their information in plain text, newer contactless cards are adding encryption to the data streams and thus cannot be read directly by ordinary card readers. (Encryption requires additional processing time, however, so businesses that place a premium on speed may still eschew its use in their card processing systems.)
- Card skimming generally works when the victim is carrying only a single contactless card; otherwise, the transmissions from multiple cards can create a jumbled, unintelligible stream.
Read more at http://www.snopes.com/fraud/identity/pickpocket.asp#1uhmhqrbAxyut8FZ.99
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