• New here? Register here now for access to all the forums, download game torrents, private messages, polls, Sportsbook, etc. Plus, stay connected and follow BP on Instagram @buckeyeplanet and Facebook.

Auto Insurance

Jump to latest Follow Reply
Sort by date Sort by votes
jlb1705;1505122; said:
Lesson: online car insurance info/quotes are not a good way to find the best deal. Get a referrals from people you know/meet locally and go see agents.
Click to expand...
Lesson two: Franchised insurers can be a mixed-bag of rates/QoS, so you really have to call your agent. State Farm is arguably the biggest example of this. State Farm agents are not created equal.

jlb is lucky to have a good experience with State Farm where he lives. If my local State Farm agent was on fire I wouldn't cross the street to piss on him. I had both auto insurance and an inland marine policy with them years ago and they jacked my rates up so terribly in my second year I left them for Progressive.

Now I'm with Geico and have been very happy. It may sound like the commercial but I did save a bunch of money by switching, didn't have to under insure myself to do it, can restructure my policy a la carte online whenever I want to fit my budget, and am now enjoying a significant discount for being in the 5-10 year bracket for both safe driver (no accidents/no tickets) and customer loyalty.
 
Upvote 0
Dryden;1505146; said:
Now I'm with Geico and have been very happy. It may sound like the commercial but I did save a bunch of money by switching, didn't have to under insure myself to do it, can restructure my policy a la carte online whenever I want to fit my budget, and am now enjoying a significant discount for being in the 5-10 year bracket for both safe driver (no accidents/no tickets) and customer loyalty.
Click to expand...
Always thought those commercials were sort of funny; who switches when they didn't save money?

Word of caution about switching companies, though. Agents often "miss" violations in giving quotes. Either the customer forgets or misreports something, or the agent glosses over it. I saw and was annoyed by many co-workers who would deliberately misspell a name or address so a motor vehicle report wouldn't pick things up, and then offer a low rate, knowing that when underwriting hiked it up later, the customer would quite likely be stuck because they couldn't get their old rates back.
 
Upvote 0
Reag, I'm starting up a new insurance company, based in Ohio, that provides coverage in all 50 states. Based on the info you've given me, I can give you a quote of $98/month for you and Mrs. Reag.

I don't have a checking account setup yet, but if you'll send me the first 3 month's premium in cash, I'll get a new policy activated today.

PO Box XXXX
Columbus, OH
43207-XXXX

PM me for the details on the mailing address.

CASH ONLY!
 
Upvote 0
Bucky Katt;1505190; said:
Reag, I'm starting up a new insurance company, based in Ohio, that provides coverage in all 50 states. Based on the info you've given me, I can give you a quote of $98/month for you and Mrs. Reag.

I don't have a checking account setup yet, but if you'll send me the first 3 month's premium in cash, I'll get a new policy activated today.

PO Box XXXX
Columbus, OH
43207-XXXX

PM me for the details on the mailing address.

CASH ONLY!
Click to expand...
How much for my soap box scooter?
 
Upvote 0
Dryden;1505146; said:
Lesson two: Franchised insurers can be a mixed-bag of rates/QoS, so you really have to call your agent. State Farm is arguably the biggest example of this. State Farm agents are not created equal.

jlb is lucky to have a good experience with State Farm where he lives. If my local State Farm agent was on fire I wouldn't cross the street to [censored] on him. I had both auto insurance and an inland marine policy with them years ago and they jacked my rates up so terribly in my second year I left them for Progressive.

Now I'm with Geico and have been very happy. It may sound like the commercial but I did save a bunch of money by switching, didn't have to under insure myself to do it, can restructure my policy a la carte online whenever I want to fit my budget, and am now enjoying a significant discount for being in the 5-10 year bracket for both safe driver (no accidents/no tickets) and customer loyalty.
Click to expand...

My agent's an Ohio State grad. :wink2:
 
Upvote 0
Bucky Katt;1505190; said:
Reag, I'm starting up a new insurance company, based in Ohio, that provides coverage in all 50 states. Based on the info you've given me, I can give you a quote of $98/month for you and Mrs. Reag.

I don't have a checking account setup yet, but if you'll send me the first 3 month's premium in cash, I'll get a new policy activated today.

PO Box XXXX
Columbus, OH
43207-XXXX

PM me for the details on the mailing address.

CASH ONLY!
Click to expand...


I told my wife about your new insurance company, but she wants to go with the little guy with the big googly eyes!! She thinks he's hot!

Libshusband0082-1.jpg
 
Upvote 0
Bucky Katt said:
Reag, I'm starting up a new insurance company, based in Ohio, that provides coverage in all 50 states. Based on the info you've given me, I can give you a quote of $98/month for you and Mrs. Reag.

I don't have a checking account setup yet, but if you'll send me the first 3 month's premium in cash, I'll get a new policy activated today.

PO Box XXXX
Columbus, OH
43207-XXXX

PM me for the details on the mailing address.

CASH ONLY!
Click to expand...
wait, i mailed my check to bernard rubble, hes gonna give me my policy at the vc for the navy game. thats ok right?
 
Upvote 0
jimotis4heisman;1505396; said:
wait, i mailed my check to bernard rubble, hes gonna give me my policy at the vc for the navy game. thats ok right?
Click to expand...

Bernard Rubble? Never heard of the guy. Sounds like a crook. I wouldn't send him a penny.
 
Upvote 0
jimotis4heisman;1505416; said:
he said hed be at the vc in an ohio state shirt, he said i couldnt miss him, he also mentioned hell be drinking beer. no way i cant id the guy, how hard can he be to spot? how many folks fit that description? he even offered to buy me a beer!!!111!!!!eleventy!!!11!!!
Click to expand...

Damn. Sounds like a great guy. Maybe I should see about getting my insurance through him.
 
Upvote 0
You must log in or register to reply here.
Back
Top