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Alabama Crimson Tide (official thread of Football, Fake Championships and Banjo)

Is Bama's dynasty going to start slowly declining? Saban is getting older, and I am sure kids are going to start thinking about when he may retire etc.

I watched them several times this year and I saw some lack of effort more than once.
History says it has to. We are in the second decade. There aren’t too many runs longer than 10 years in CFB.
 
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This sheds light on what I think is the new major advantage that Clemson/SEC are on the cutting edge of over the rest of college football.

In roughly 2000-2010 the major advantage was an entire extra recruiting class every four years through roster management and over signing. But everyone basically caught up by 2012-ish and the SEC mystique came crashing back to earth (on the field, if not on ESPN, especially for the rank-in-file teams outside the top 1-2 elite programs each year).

I was just wondering recently how it seemed like Clemson and SEC players consistently stayed a year longer before jumping to the NFL than you would reasonably expect them to, and it seems the answer is probably these insurance policies.

They’re complicated enough that I’m sure the NCAA has no clue what is actually going on and even less clue how to regulate them.

Get a player who is projected to go high in the draft (or anywhere, really), inflate exactly how high in an insurance policy, get them to stay an extra year, and then pay out on the policy no matter where they are drafted for “loss of value” because they were drafted lower than the terms of the insurance policy.

Bam, seems like a pretty easy way to pay a kid quite a bit of money to stay an extra year in school, no?

The names of the company, if even remotely accurate, are revealing in the shady nature of this practice. Nationwide isn’t writing these things for the players.

I also like that when a dad stupidly reveals a little bit too much about how this is working, it was just a joke. Yeah, what a hilarious joke about a practice next to no one was even aware of.
 
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This sheds light on what I think is the new major advantage that Clemson/SEC are on the cutting edge of over the rest of college football.

In roughly 2000-2010 the major advantage was an entire extra recruiting class every four years through roster management and over signing. But everyone basically caught up by 2012-ish and the SEC mystique came crashing back to earth (on the field, if not on ESPN, especially for the rank-in-file teams outside the top 1-2 elite programs each year).

I was just wondering recently how it seemed like Clemson and SEC players consistently stayed a year longer before jumping to the NFL than you would reasonably expect them to, and it seems the answer is probably these insurance policies.

They’re complicated enough that I’m sure the NCAA has no clue what is actually going on and even less clue how to regulate them.

Get a player who is projected to go high in the draft (or anywhere, really), inflate exactly how high in an insurance policy, get them to stay an extra year, and then pay out on the policy no matter where they are drafted for “loss of value” because they were drafted lower than the terms of the insurance policy.

Bam, seems like a pretty easy way to pay a kid quite a bit of money to stay an extra year in school, no?

The names of the company, if even remotely accurate, are revealing in the shady nature of this practice. Nationwide isn’t writing these things for the players.

I also like that when a dad stupidly reveals a little bit too much about how this is working, it was just a joke. Yeah, what a hilarious joke about a practice next to no one was even aware of.

These policies have been SOP for years.
 
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You don’t think it’s within the realm of possibility that these teams are pushing the boundaries in this area to obtain an advantage?
Possible, sure. Probable, meh? Likely no. Ultimately there's much easier ways to get things done if someone's trying to be crooked. Note that these policies are pennies on the dollar to protect against significant loss of value due to injury. That said, the benefit would require the injury to happen in order for the benefit to be realized. Ain't no kid looking at this kind of policy and looking forward to the big pay day they'll receive after an injury that creates significant loss of value.
 
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Possible, sure. Probable, meh? Likely no. Ultimately there's much easier ways to get things done if someone's trying to be crooked. Note that these policies are pennies on the dollar to protect against significant loss of value due to injury. That said, the benefit would require the injury to happen in order for the benefit to be realized. Ain't no kid looking at this kind of policy and looking forward to the big pay day they'll receive after an injury that creates significant loss of value.
My memory of the way most of those policies for college football players are written is that they make it difficult to receive a payout equal to what an injury can actually cost a guy who drops in the NFL Draft. I'm remembering Willis McGahee getting very little when his devastating injury in the 2003 Fiesta Bowl caused him to drop from a top 5 pick to #23. He had taken out a $2.5 million dollar insurance policy before that Fiesta Bowl, but he didn't collect on it because he would have needed to be unable to play for a full 12 months. That policy was with Lloyd's of London.
 
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My memory of the way most of those policies for college football players are written is that they make it difficult to receive a payout equal to what an injury can actually cost a guy who drops in the NFL Draft. I'm remembering Willis McGahee getting very little when his devastating injury in the 2003 Fiesta Bowl caused him to drop from a top 5 pick to #23. He had taken out a $2.5 million dollar insurance policy before that Fiesta Bowl, but he didn't collect on it because he would have needed to be unable to play for a full 12 months. That policy was with Lloyd's of London.


yeah, most of these policies are written with so specific a set of criteria to meet, that it becomes nearly impossible to collect.
 
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