Question-Who Pays for NCAA Player Injuries?

[Bobby Hoying]

I was wondering. what if a player on a NCAA football team gets a bad injury and needs minor surgery or something. Who pays for the surgery and the hospital costs?

Do programs have health insurance accounts for every player? Or is the player under their family's health plan?

 

[Mike80]

I was wondering. what if a player on a NCAA football team gets a bad injury and needs minor surgery or something. Who pays for the surgery and the hospital costs?

Do programs have health insurance accounts for every player? Or is the player under their family's health plan?

Usually the school has medical insurance that covers all of their athletes.

Even in high school this is the case or at least it from experience it used to be the case.....

 

[SSS]

The school pays for the surgery, and if the player can't return, they can get a medical waiver where that student can stay on scholarship but they no longer count against the 85 scholarship limit.

 

[1997Buckeye]

My senior year in High School, I developed compartment syndrome in my right calf. It looked like someone stuffed a softball into my calf. This occurred because i kept getting kicked in my leg over and over as we practiced our bread and butter play.

I went to Riverside after practice to see what was wrong. The ER doctor looked at it and had me do some motion tests and asked me how much it hurt. It didn't really hurt too much so he said he would send me home and I should come back if it started to hurt. He left to get my release paperwork.

About 10 minutes later, he comes back into the room and said he had decided to do one last test before I can go home. It is the pressure test. They take a needle with a pressure gauge on it and insert it into the swollen area. Surgery is usually done on a leg that has about 4 psi of pressure. The pressure in my leg was 15 psi. Needless to say, I was in surgery 20 minutes later having an emergency faciatami to keep me from losing my leg.

My parents wish that it was the schools responsibility to pay but we were required to pay all of our costs. This was in 1990 at a Columbus High School. To even play, you had to have a physical and sign a wavier removing financial responsibility from the school. Any High School injuries are on the athlete, not school.

Go Bucks

 

[Mac]

The college/university covers scholarship athletes if not all.

 

[BrutusBuckeyeAZ]

I think they just send the athletes to the vet school there on campus!

 

[GoBucks1014]

My senior year in High School, I developed compartment syndrome in my right calf. It looked like someone stuffed a softball into my calf. This occurred because i kept getting kicked in my leg over and over as we practiced our bread and butter play.

I went to Riverside after practice to see what was wrong. The ER doctor looked at it and had me do some motion tests and asked me how much it hurt. It didn't really hurt too much so he said he would send me home and I should come back if it started to hurt. He left to get my release paperwork.

About 10 minutes later, he comes back into the room and said he had decided to do one last test before I can go home. It is the pressure test. They take a needle with a pressure gauge on it and insert it into the swollen area. Surgery is usually done on a leg that has about 4 psi of pressure. The pressure in my leg was 15 psi. Needless to say, I was in surgery 20 minutes later having an emergency faciatami to keep me from losing my leg.

My parents wish that it was the schools responsibility to pay but we were required to pay all of our costs. This was in 1990 at a Columbus High School. To even play, you had to have a physical and sign a wavier removing financial responsibility from the school. Any High School injuries are on the athlete, not school.

Go Bucks

I guess my small country bumpkin high school (~350 9-12) had a more comprehensive insurance plan, as my experience was the total opposite. Although I was fortunate enough to not go under the knife, I had my share of injuries; broken finger, broken ankle, two severe ankle sprains, etc. All were covered under the school district's insurance, so as long as I sustained said injuries while participating in a school sponsored event.

 

[1997Buckeye]

It is possible that my family took care of the bill as we always did. My parents probably didn't even consider turning the bill into the school. It is not like this surgery cost them anything because we had already hit our maximum out of pocket expenses for the family that year. I had over $75,000 in medical expenses that year.

I also left practice and went to the hospital on my own. I didn't go straight from practice and the schools medical staff weren't involved at all in my care. You think I can submit a bill to them 20 years after the fact? LOL

 

[Esoteria]

My senior year in High School, I developed compartment syndrome in my right calf. It looked like someone stuffed a softball into my calf. This occurred because i kept getting kicked in my leg over and over as we practiced our bread and butter play.

I went to Riverside after practice to see what was wrong. The ER doctor looked at it and had me do some motion tests and asked me how much it hurt. It didn't really hurt too much so he said he would send me home and I should come back if it started to hurt. He left to get my release paperwork.

About 10 minutes later, he comes back into the room and said he had decided to do one last test before I can go home. It is the pressure test. They take a needle with a pressure gauge on it and insert it into the swollen area. Surgery is usually done on a leg that has about 4 psi of pressure. The pressure in my leg was 15 psi. Needless to say, I was in surgery 20 minutes later having an emergency faciatami to keep me from losing my leg.

My parents wish that it was the schools responsibility to pay but we were required to pay all of our costs. This was in 1990 at a Columbus High School. To even play, you had to have a physical and sign a wavier removing financial responsibility from the school. Any High School injuries are on the athlete, not school.

Go Bucks

This is how my school was too. We were required to sign a waiver, but then they also offered additional insurance to my family that they could pay for to cover me during athletics.

 

[NorthShoreBuck]

The college I went to paid for my surgeries. The nurses all went to the college and gave me a hard time.
High School had some insurance that kicked in if the player was not insured or costs exceeded their policy.

 

[exhawg]

My parent's insurance paid for both of my surgeries and the school would have picked up anything that was left. My parents have good insurance so the school never had to pay anything, cheep bastards. :p
It might work differently at OSU.

 

[BuckeyeBoyd]

My senior year in High School, I developed compartment syndrome in my right calf. It looked like someone stuffed a softball into my calf. This occurred because i kept getting kicked in my leg over and over as we practiced our bread and butter play.

I went to Riverside after practice to see what was wrong. The ER doctor looked at it and had me do some motion tests and asked me how much it hurt. It didn't really hurt too much so he said he would send me home and I should come back if it started to hurt. He left to get my release paperwork.

About 10 minutes later, he comes back into the room and said he had decided to do one last test before I can go home. It is the pressure test. They take a needle with a pressure gauge on it and insert it into the swollen area. Surgery is usually done on a leg that has about 4 psi of pressure. The pressure in my leg was 15 psi. Needless to say, I was in surgery 20 minutes later having an emergency faciatami to keep me from losing my leg.

My parents wish that it was the schools responsibility to pay but we were required to pay all of our costs. This was in 1990 at a Columbus High School. To even play, you had to have a physical and sign a wavier removing financial responsibility from the school. Any High School injuries are on the athlete, not school.

Go Bucks

Can't leave that one hanging out there!

 

[Wingate1217]

My parent's insurance paid for both of my surgeries and the school would have picked up anything that was left. My parents have good insurance so the school never had to pay anything, cheep bastards. :p
It might work differently at OSU.

That was my experience when my son had to have surgery a few years ago on his leg....although the school had to pick up some of the cost...:)