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Deciding When to Retire

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Working at a corporate type job pays a salary, sometimes a nice one. However, that stability negates being able to earn f*** you money. Which simply means, 'you can take this job and shove it' as you walk through the door. Have more than once left/been shoved out of jobs, and when drove home that night, sang Cream's "I feel free" as drove home.
 
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Wherever you are in life, never, and I mean never, sell your assets. Leverage them. Simple formula for the strict retirees would be to borrow what you need and have your RMD’s pay the interest until the end of time. You‘ll be able to write off the interest, and more importantly, your family will thank you when they receive their inheritance.
 
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I will never retire because if I did my wife would have a never ending "honey-do" list for me. I don't mind doing things around the house but she's the type that if you paint a room she's like "Looks great! But when you get time if you could go over this spot the size of a pin head that you missed, that would be great!" Working 50-60 hours a week gives me an out, I tell her that if she wants something done to call someone. Since she doesn't want anyone in the house it doesn't get done unless it's an emergency. I'm good with that.
 
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