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Deciding When to Retire

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Hey ! Wake up.... Just because you think you have, or will have in ten years, enough money to survive on for the rest of your lives it's not over by a long shot.
The manner in which the costs of living increases every year may or may not exceed your actual and or projected income.
I've been retired for 14 years now and the difference between having plenty of money and breaking even gets smaller every year.
So, a word to the wise, set your self up for the long haul and plan appropriately.
I, myself still have enough to live well for a few years to come before I will have to start dipping into the investments I have.
The investments are from inheritances.
 
Upvote 1
Best Buckeye said:
Hey ! Wake up.... Just because you think you have, or will have in ten years, enough money to survive on for the rest of your lives it's not over by a long shot.
The manner in which the costs of living increases every year may or may not exceed your actual and or projected income.
I've been retired for 14 years now and the difference between having plenty of money and breaking even gets smaller every year.
So, a word to the wise, set your self up for the long haul and plan appropriately.
I, myself still have enough to live well for a few years to come before I will have to start dipping into the investments I have.
The investments are from inheritances.
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Too bad you didn’t get the OSU President job.
 
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buckeyebri said:
This last week continued to convince me that I either need to do something different for the next few years if I go to full retirement or to go next year. I spent most of the week thinking I just can’t deal with this stupidity anymore.
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If you're the smartest person in the room, you're in the wrong room.
The same might work putting "business" in place of "room". If you're the smartest person in your company, maybe you need a new company.
 
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True story - I was on the road almost every other week for 35 years. When I first started seriously talking about retiring my wife didn't want me to. She said she wasn't sure she wanted me around that much. It would disturb all of her routines. A couple years later Covid hit and I wasn't allowed to travel most of the year. She found out it wasn't that bad having me at home. I retired early '21 and haven't regretted a day of it. It must be ok with my wife since she hasn't yet changed the locks. If I can make it until September it will be 50 years without her changing the locks.
 
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Zurp said:
If you're the smartest person in the room, you're in the wrong room.
The same might work putting "business" in place of "room". If you're the smartest person in your company, maybe you need a new company.
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It’s really not about being the smartest person in the room or the company.

It’s about dealing with distraction. People don’t listen, don’t pay attention, and people certainly don’t read.

It’s about dealing with organizations hiring us to modernize their systems, but are driven by not rocking the boat of the current processes.

It’s about having to develop to the lowest common denominator. Again, because attention spans are short.
 
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buckeyebri said:
It’s really not about being the smartest person in the room or the company.

It’s about dealing with distraction. People don’t listen, don’t pay attention, and people certainly don’t read.

It’s about dealing with organizations hiring us to modernize their systems, but are driven by not rocking the boat of the current processes.

It’s about having to develop to the lowest common denominator. Again, because attention spans are short.
Click to expand...
Everyone likes to support the idea that "we need change", until they're faced with the reality that that includes them changing as well, and not everybody else.
 
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buckeyebri said:
It’s really not about being the smartest person in the room or the company.

It’s about dealing with distraction. People don’t listen, don’t pay attention, and people certainly don’t read.

It’s about dealing with organizations hiring us to modernize their systems, but are driven by not rocking the boat of the current processes.

It’s about having to develop to the lowest common denominator. Again, because attention spans are short.
Click to expand...
While I don't have direct experience teaching, it sounds a lot like being a public school teacher ...
 
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