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Check w/ a banker you trust, because oftentimes the bank will give you a loan that is a few points better than the dealership. Take the dealerships offer, if it is contigent upon financing w/ them, and then pay it off immediately from the bank. Legally, they have to do this.

This is almost always true.
 
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I would suggest many of the same points. Go in at the end of the month when they are desperate to make their numbers. Maybe look for a certified used car.

But remember.

Never make a $30,000 decision in an hour and a half!! :biggrin:
 
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Thanks for the help. Turns out it was too late. My idiot friend went to Toyota Direct Yesterday and bought a brand new Camry sport for sticker price and his APR was 8.8%. With the lease he traded in that had 5 months left on it and after that he was at about $30,000 or 495 a month for 5 years. He got raped and there is no way he could afford the payments. I took him back to the dealership today to try and take it back, but there was really nothing we could do since the dumb fucker drove it off the lot last night even though he was going to have to take it back today since they needed to fix the broken fuel gauge. Are you kidding me? Before yesterday I always considered him a pretty bright guy. Anyways we got him into a new corolla, but bargaining was worthless since he left us with no leverage. Got him free gap insurance and his payments down to 350 a month, but he still got freaking raped. Never make a 30,000 dollar decision in an hour and a half without doing any research. We are having an easter beer hunt tonight on our street I think I'm going to shit in a ziplock bag and sell it to him for 100 bucks. Dub i can't believe your pussin out on the beer hunt! And you get to get that apartment down the street.
 
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